K-12 Student Accident Insurance

Ferndale School District offers parents the opportunity to obtain student accident insurance through a private company. The plans are available to all students in preschool through grade 12. Parents can elect to purchase a low or high option that provides either school-time or 24-hour coverage. These policies cover only accidental injuries; they do not pay for illnesses. Injuries suffered during high school football practices or games will only be covered if the separate football plan is purchased.

Insurance applications can be found online at Brochures are available in the high schools by the time football practice begins in August and can be obtained in all schools during registration and throughout the school year. Mailed applications need to be sent directly to K&K Insurance Group at PO Box 2338, Fort Wayne, IN 46801-2338.

Please contact K&K Insurance Group, Inc. at (855) 742-3135 for all policy related questions.

K-12 Accident Plans available through K & K Insurance Group:


Enroll online at